Personal injury victims have a right to file a claim with the at-fault party’s insurance company in order to recover compensation for their injuries. Part of the process of negotiating for compensation involves calculating the expenses you have incurred as a result of your injuries. But, many personal injury victims forget to add the long-term expenses they will incur in the future due to their injuries. Here are some of the most common long-term expenses that personal injury victims incur:
Medical Bills
Some injuries heal within a matter of weeks or months after an accident. But unfortunately, many personal injury victims sustain injuries that will continue to affect them for the rest of their lives. For example, a spinal cord injury victim could require additional medical treatments years after their claim is settled if their condition worsens. Even though the expenses have not been incurred yet, these victims deserve to be compensated now so they can easily cover their expected medical expenses in the future.
Prescription Medication
Many personal injury victims will experience a great deal of physical pain for months or years after an accident. If a doctor prescribes medication to help a victim manage his pain, the at-fault party’s insurance company should compensate him for this long-term expense. The victim will need to work with his doctor to figure out how long he should expect to take the medication so he knows how much compensation to ask for from the insurance company.
Home Modifications
Some personal injury victims will need to make modifications to their home in the future because of an injury. This is especially common among people who have sustained spinal cord or back injuries. For instance, a spinal cord injury could get worse over the years and make it difficult for the victim to control his lower body movement. Because of this, the victim may be forced to use a wheelchair to get around the house. But, most homes are not wheelchair-friendly. In this case, the victim should be compensated for the cost of wheelchair-friendly modifications in the home.
At-Home Help
Another long-term expense often incurred by personal injury victims is at-home help. Certain injuries can make it impossible for a victim to live independently. When this happens, the victim will usually need to hire caretakers to help them at home. This can be a significant long-term expense that no victim should have to pay for on his own.
If you have sustained an injury, the personal injury attorneys at Reisch Law Firm are here to help. Let our personal injury attorneys aggressively negotiate with the insurance company to recover the compensation you deserve. Schedule a free consultation today by calling 303-291-0555 or filling out this online form.
