If your car is damaged in an accident caused by a negligent driver, the negligent driver’s insurance company is responsible for paying for the repairs. In a perfect world, the insurance company would simply assess the damage and write you a check for the cost of repairs. But unfortunately, things don’t always work out that way. Instead, you may find yourself disputing with the insurance adjuster about the repairs. Here’s a look at some of the most common disputes involving repairs after a car accident:
Inaccurate Estimate of the Cost of Repairs
Some insurance adjusters will send you an estimate for the repairs that seems much lower than what you expected. Upon further examination, you may realize that the estimate was put together by the insurance company instead of a professional repair shop. There’s no way that an insurance adjuster knows how to estimate the costs of repairs on a vehicle, so you should not accept this estimate unless it is approved by a professional.
Missing Items on the Estimate
The insurance company could also provide you with an estimate that is lower than expected because it does not include all of the necessary repairs. For example, the estimate may not mention repainting the car so it looks the same way it did prior to the accident. If you believe there is something missing, don’t be afraid to confront the insurance company about it. This issue can create a dispute since the car accident victim will need to fight to ensure he is compensated for 100% of the repairs.
Poor Quality Parts
The insurance company is responsible for not simply repairing the car so it is functional again, but rather repairing the car so it is in the same condition it was in prior to the accident. This means the insurance company cannot replace high-end factory-authorized parts with cheap, low quality parts in order to lower the overall cost of repairs. But, this is exactly what many insurance companies attempt to do after a car accident. This is one issue you should not let them get away with since the quality of the parts could affect how well the car runs in the future.
If you have been involved in a car accident, contact Reisch Law Firm at once. Let our personal injury attorneys handle these disputes with the at-fault party’s insurance company so you can focus solely on your recovery. Schedule a free consultation today by calling 303-291-0555 or filling out this online form.
