There are many factors that can affect the value of a personal injury claim, but none that have a greater influence than the victim’s injuries. The amount of compensation that you are awarded for medical bills and lost wages will be calculated based on the evidence that you provide of these expenses and losses. But, the amount that an insurance adjuster is willing to pay for pain and suffering will depend on how serious he perceives your injuries to be. Insurance adjusters place different values on certain types of injuries that could affect how much you are able to recover for your pain and suffering. Here’s what most insurance adjusters think of these common injuries:
Soft Tissue Injuries
In general, insurance adjusters place a lower value on soft tissue injuries than they do on many other common types of injuries. This is because doctors rely heavily on the victim’s description of his pain and discomfort when determining the severity of a soft tissue injury. As a result, insurance adjusters often argue that the victim is exaggerating the extent of his injuries. Even though insurance adjusters place a lower value on soft tissue injuries, victims with these injuries can usually still recover pain and suffering damages.
Many personal injury victims suffer broken bones as a result of the defendant’s negligence. A broken bone can easily be proven with X-rays, which means insurance adjusters cannot doubt its existence. The value that an insurance adjuster places on this type of injury varies depending on the severity and location of the break. For example, it’s easy for an insurance adjuster to understand why a broken leg would impact the victim’s life, but he may not understand why a broken finger would. Therefore, the insurance adjuster would place a higher value on the broken leg than the broken finger.
Spinal Cord and Brain Injuries
Insurance adjusters typically view spinal cord and brain injuries as the most serious injuries that a victim can sustain. Not only are these injuries expensive to treat, they can also significantly reduce the quality of the victim’s life. For this reason, it is less difficult to prove that a victim has experienced a great deal of pain and suffering as a result of his spinal cord or brain injuries.
If you have been injured as a result of another person’s negligence, contact Reisch Law Firm for help. Our personal injury attorneys will fight tirelessly to prove the severity of your injuries to the insurance adjuster so we can recover the compensation that you deserve. Schedule a free consultation today by calling 303-291-0555 or filling out this online form.